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Insurance for a Home Based Business

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Whether making candles, childcare, consulting and the list goes on, home based business can change your insurance needs.  General Liability insures a business against accidents and injury on premises and related to product and services. Property/Casualty insures for similar perils as your homeowners policy, keeping in mind a homeowners policy may not cover business property and liability or is very limited.  A Business Auto policy are for business owned cars and truck, many times the business is under a persons name. Other coverages to consider are Workers’ Compensation, Off-Premises Power Failure and more depending on the circumstances.  Call an agent for personal consultation (888) 463-1836.

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