Umbrella Insurance provides exactly the type of coverage that it sounds like it would;
it provides an umbrella for you to stand under. Liability issues are everywhere and you
never know what could cause someone to present you with a lawsuit. Basically, Umbrella
Insurance policies protect you from liability issues that go beyond the liability limits
of standard insurance policies, such as your homeowner’s insurance, car insurance, etc.
This policy literally puts you under its umbrella so that when you exceed the liability
coverage limits on an insurance line, you will still be protected.