At Lyons Agency for Insurance, we want to ensure that our clients are properly protected in all
aspects of their lives—no matter where they live or what kind of car they drive. That’s why our team
is committed to developing effective insurance strategies such as our comprehensive Maine renters
Generally speaking, renters insurance acts as a homeowners insurance policy for those who rent, and inevitably can help protect your liability as well as your assets. Having renters insurance can also help to mediate the cost of damages should anything happen to a rental property that you are living in.
Do not make the mistake of assuming your landlord’s home insurance will cover you and your possessions. A landlord’s policy covers only the physical structure of the rental property—not your belongings. If the person who owns the building has Maine renters insurance, they will be protected from costs to them should something happen to the building, but they are not responsible for insuring your belongings.
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At Lyons Agency for Insurance, we can protect your personal assets and belongings by securing a
policy that is designed especially for tenants.
Generally speaking, renters insurance in Maine covers your possessions for common causes of loss, additional living expenses related to making other living arrangements, medical expenses for treating people injured on your premises as well as unfortunate lawsuits.
There certainly is a lot to consider when it comes to determining the precise coverage you need and want from your renters insurance. Maine residents will benefit from working with our expert insurance specialists, who are here to help you distinguish the risk exposures you face and ensure that you are perfectly prepared.